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Support Home Eligibility Am I eligible to refinance my auto loan with Drummond? To qualify for an auto loan, you must: Have a verifiable name, date of birth an… Is my car eligible? To refinance your auto loan with Drummond Community Bank, your car must be no m… Is my existing auto loan eligible? To refinance your auto loan with Drummond Community Bank, you must have at least … Which U.S. states does Drummond Community Bank support? Currently, Drummond Community Bank refinances auto loans of Florida, Georgia and … Can Drummond Community Bank make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requiremen… Can I use a cosigner? We do not allow you to apply for a loan with a cosigner. We can only take your in… What are the minimum credit requirements to refinance with Drummond Community Bank? Applicants must have a minimum credit score of 540, as reported by a consumer rep… What subsequent events may disqualify my application? Prior to payoff of your current lienholder, if your credit history indicates any …